Who ultimately has authority over asset distribution when someone dies without a Will?

When an individual dies without a Will, the distribution of their assets is ultimately determined by the probate court, which administers the process of estate succession according to state laws. In the absence of a will, the court will appoint a personal representative, often referred to as an administrator, who is responsible for overseeing the estate's settlement.

The probate court evaluates any potential claims against the estate and facilitates the identification of heirs according to intestate succession laws, which outline how assets should be divided among surviving family members. This ensures that the distribution process is conducted fairly and legally, based on established state statutes that govern such situations.

While family members may have a say in the process or may be named as heirs, and legal representatives can assist, it is the probate court that holds the final authority and responsibility for ensuring the estate is settled in compliance with the law. Insurance companies deal with benefits associated with insurance policies, but they do not have control over the overall asset distribution of the deceased's estate.