Which party is responsible for handling debts after a person's final expenses?

The correct choice for handling debts after a person's final expenses is the estate executor. The estate executor is appointed legally to manage the deceased's estate, which includes settling debts, distributing assets, and addressing any other financial matters. This role entails ensuring that all debts owed by the deceased, including costs associated with the funeral and burial, are paid from the estate's funds before any assets are distributed to the heirs.

The funeral director does play a key role in arranging final expenses, such as the funeral service and related costs, but they do not have the legal responsibility for handling the debts of the deceased. The funeral director is responsible for providing services and may assist in managing some aspects of the expenses, but it is ultimately the estate executor who oversees the settlement of all debts.

Heirs are recipients of the estate's assets after debts have been settled. Their responsibility generally starts after the executor has managed the estate and debts. Debtors refer to individuals or entities to whom the deceased owed money, and while they may have a claim against the estate, they do not actively handle the debts themselves.

Thus, the estate executor is the appropriate party responsible for ensuring that all final expenses and debts are addressed according to the law and the deceased's wishes.